Idly and Sambhar

A. Investor Memorandum defined IM is a document that enables the reader understand a business and its viability proposition precisely IM provides information for promoting the participation of stakeholders IM is a strategy document, it’s a summary and hence not a detailed one B. Aspects of IM IM Components: Business/Investment Plan + Investment Teaser + Executive Summary Purpose:  To communicate and market abusiness idea Objectives:  Seeking business partner Seeking financing Seeking approval for a project Others C. Business Plan Marketing document Targeted to a particular audience – so need to know your reader Anticipate questions/concerns of target reader Comprehensive analysis of the business, the market opportunity with financial plan D. Investment Teaser A developed summary of the investment concept behind an investment idea 5 pages  Includes the outline of...

Five ‘Paandavas’ : They represent our ‘Five Senses’ Viz. touch, taste, smell, sight and hearing. (We also have other powers e.g. to think, to speak and to walk etc.) Numerous ‘Kauravas’: They represent our never ending ‘Material Desires’. Material Desires lead to ‘Material Pleasures’ and ‘Material Pains’ to be experienced by the soul through various forms of ‘Material Lives’ on various ‘Material Planets’ Viz. Earth, Heaven and Hell. Shri ‘Krishna’: He, as the charioteer represents our ‘Mind’ i.e. the ‘Director’ of our life. The soul is linked to body through Mind. The Chariot with Four Horses and Two Wheels: It represents that the charioteer of life i.e. the mind has to control ‘Anger’, ‘Ego’, ‘Deception’ and ‘Greed’. It is to ensure Non-violence, Peace, Truth and Simplicity. The two wheels represent ‘Sacrifice’ and ‘Forgiveness’. Kurukshetra: It is the field of battle i.e. our current form of life as a ‘Human being’. The War: It represents the war which ‘Five Senses’ hav...

Coconut Chutney: On Molestation, And What YOU Can Do About It : I write this post, knowing fully well that 95% of actual/potential molesters can't read this, or can't be reached with this. We're in a cou...

Introduction:  The accounting terminology of „Amalgamation‟ is derived from the term „Amalgam‟ which means to unite. In corporate environments also two entities unite and form a single entity. Important Terms Transferor Company: Company which is amalgamated into another company Transferee Company: Company into which Transferor Company would amalgam. Types and Method of Accounting In general, there are two types of amalgamation and method of accounting, they are:       Nature of Amalgamation                                       Method of Accounting Merger                                                                  Pooling of Interest method Purchase           ...

Risk and Insurance Management Consulting Services The expression “consulting services” defines services of an intellectual and advisory nature provided by consultants using their professional skills to study, design, and organize specific projects, advise  clients, conduct training, and transfer knowledge. Borrowers engage consultants principally for the following reasons: Ÿ   Consultants offer Borrowers a more efficient allocation of resources by providing specialized services for limited amounts of time without any obligation of permanent employment on the part of the Borrower. Ÿ   Consultants, engaged for their superior knowledge, transfer skills and upgrade the knowledge base of their client while executing the assignment. Knowledge transfer from consultants to the Borrower often forms an important part of the assignment. Ÿ   Consultants can offer independent advice to their client on the most suitable approaches, methodologies, and solutions for the...

The field of Management Consultancy (MC) has been fast evolving into a specialization. For a very long time MC has been in vogue. It was known by different names. The Management Consultants were known as advisors, specialists, experts, productivity engineers, and so on. The common aspects of all these persons were the expertise they had in their subject and their individual ability/creativity to convert their expertise into implementable inputs for their clients. Increasingly the profession has become multi functional. Earlier the design and cost experts were two different persons. Today the client wants these two inputs properly dovetailed and presented in an implementable format. So slowly the clients are becoming focused on the end result more than the product or process. Information technology was a separate specialization until recently. Today IT has become part and parcel of every assign...